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Announcement regarding travel medical insurance for foreigners applying for a national visa

17.12.2020

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The Embassy of Republic of Poland in Armenia would like to inform that on December 1, 2020 amendments came into effect regarding the requirements for the travel insurances that should be provided while lodging an application for a National visa.

The travel insurance meets the new requirements, if it:

  • Offers a coverage of medical expenses up to 30, 000 euros;
  • Is valid throughout the entire period of stay in the territory of Poland;
  • Covers all the expenses, that might be incurred during the stay of a foreigner on the given territory, which may arise as a result of return trip obligatory because of medical reasons, necessary emergency medical treatment, hospital treatment or death.

The Insurer also has to:

  • Undertake to pay compensation to the entity which has provided medical treatment to the insured person on the basis of the sent bills,
  • Provide with a 24-hours’ emergency call center, which accepts the declarations of eventualities that undergo the insurer’s responsibility.

In case the insurer does not reside or possess a branch in the territory of Poland, UE member states, EFTA member states that are party of EEA, or the Swiss Confederation, as described in Paragraph 3 of Article 4 of the Law on the Regulations for the Foreign Enterprises or Individuals Participating in the Economic Circulation in the territory of Poland from March 6, 2018,  the insurer has to meet additional requirements, i. e.:

  • Has to publish the audit results: the audit has to be carried out by a renounced international auditing organization and has to contain information the actual possibilities to settle the complaints made by the entities that provide medical services on the territory of Poland:
  •  At least once in every six months  has to publish data on the gathered premiums as well as the amount of insurance compensations paid for this type of insurances.
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